Spravato, Esketamine, and U of U Health Plans: What’s Covered Under HMHI?

Living with depression that hasn’t responded to traditional treatment can be incredibly frustrating. Many people spend months—or even years—trying different antidepressants, adjusting dosages, or participating in therapy without experiencing the relief they’re hoping for. If this sounds familiar, you may be wondering whether newer treatment options are available and, just as importantly, whether your insurance will help cover them.

One treatment that continues to transform care for individuals with treatment-resistant depression is Spravato® (esketamine), an FDA-approved prescription nasal spray that offers a different approach than conventional antidepressants. At Anew Therapy, one of the most common questions we hear from patients is:

“Does my University of Utah Health Plans insurance cover Spravato?”

The encouraging news is that many University of Utah Health Plans members including those whose behavioral health benefits are administered through HMHI have coverage for Spravato treatment when certain clinical requirements are met. While every plan is unique, many patients are eligible for coverage after completing the required evaluation and prior authorization process.

Does HMHI Cover Spravato?

Yes. University of Utah Health Plans members with mental health benefits administered through HMHI have coverage for Spravato when the treatment is considered medically necessary.

Like many insurance providers, University of Utah Health Plans follows specific clinical guidelines before approving coverage for esketamine. Because Spravato must be administered in a certified medical clinic under the supervision of trained healthcare professionals, prior authorization is generally required before treatment begins.

Coverage decisions are typically based on several factors, including:

  • A diagnosis of treatment-resistant depression or another FDA-approved indication
  • Previous trials of antidepressant medications without adequate improvement
  • An evaluation by a qualified psychiatric provider
  • Documentation supporting medical necessity
  • Meeting the specific requirements outlined in your individual health plan

Since every insurance policy is different, verifying your benefits before beginning treatment is one of the most important steps. Even if two people have University of Utah Health Plans coverage, their benefits may differ based on their employer, deductible, network, or specific policy.

At Anew Therapy, we help patients understand their benefits before treatment begins so there are no unexpected surprises.

What Is Spravato (Esketamine)?

Spravato is the brand name for esketamine, a medication approved by the FDA to treat adults with treatment-resistant depression and, in certain circumstances, adults experiencing major depressive disorder with acute suicidal thoughts or behaviors.

Unlike traditional antidepressants that primarily affect serotonin, norepinephrine, or dopamine, Spravato works through the brain’s glutamate system. Researchers believe this mechanism helps promote neuroplasticity—the brain’s ability to form and strengthen new neural connections.

For individuals who have tried multiple antidepressants without success, this unique approach may provide another path toward symptom improvement.

It’s important to understand that Spravato is not taken at home. Because of its safety requirements, treatment is administered only in certified healthcare settings where patients remain under observation for approximately two hours after each session. During that time, trained medical professionals monitor blood pressure, ensure patient safety, and provide support throughout the treatment experience.

Who May Qualify for Spravato?

Spravato isn’t appropriate for every patient experiencing depression, which is why a comprehensive psychiatric evaluation is required before treatment begins.

Generally, candidates may include adults who:

  • Have been diagnosed with treatment-resistant depression
  • Have tried two or more antidepressants without adequate symptom improvement
  • Meet FDA-approved treatment indications
  • Are medically appropriate for treatment following evaluation by a psychiatric provider

During your consultation, your provider will review your mental health history, previous medications, current symptoms, and treatment goals to determine whether Spravato is an appropriate option.

Understanding HMHI Spravato Coverage

Many patients assume that if a treatment is FDA approved, insurance will automatically cover it. Unfortunately, that’s rarely how health insurance works.

Instead, insurers including University of Utah Health Plans typically require documentation demonstrating that the treatment is medically necessary.

The approval process often includes:

  • Reviewing previous medication history
  • Confirming qualifying diagnoses
  • Verifying that other treatment options have been attempted
  • Completing prior authorization paperwork
  • Providing supporting clinical documentation

Although this process can seem overwhelming, it’s a routine part of specialty mental health care.

At Anew Therapy, Spravato prior authorizations are one of our specialties. Our experienced team manages the insurance process from beginning to end, working directly with University of Utah Health Plans whenever prior authorization is required. We simply ask patients to come prepared with an accurate medication history and details about previous depression treatments so we can submit the strongest possible request.

Why Insurance Verification Matters

Even when patients have HMHI Spravato coverage, understanding the details of their benefits is important before beginning treatment.

Insurance verification helps answer questions such as:

  • Is Spravato covered under your specific plan?
  • Is prior authorization required?
  • Will your deductible apply?
  • What coinsurance or copay can you expect?
  • How many treatment sessions are covered?

Knowing these details ahead of time allows patients to make informed decisions and avoid unnecessary delays in care.

Our administrative team verifies benefits before treatment begins and helps explain your coverage in clear, easy-to-understand language.

How Anew Therapy Supports You

Starting a new mental health treatment can feel intimidating, especially when insurance paperwork is involved. That’s why our goal is to simplify the process as much as possible.

When you choose Anew Therapy, our team helps you through every step of your Spravato journey.

We assist patients by:

  • Verifying University of Utah Health Plans benefits
  • Determining HMHI Spravato coverage
  • Completing insurance verification
  • Managing prior authorization submissions
  • Coordinating with your psychiatric provider
  • Explaining anticipated costs and insurance benefits
  • Developing a personalized treatment plan

Because Spravato treatment requires ongoing monitoring and collaboration between patients and providers, having an experienced team handling the administrative process allows you to focus on what matters most—your recovery.

What Happens During Your Consultation?

If you’re interested in learning whether University of Utah Health Plans esketamine coverage is available under your plan, scheduling an evaluation is the first step.

During your consultation, one of Anew Therapy’s psychiatric providers will discuss:

  • Your current symptoms
  • Previous antidepressant medications
  • Other mental health treatments you’ve tried
  • Medical history
  • Whether Spravato is clinically appropriate

If you appear to be a good candidate, our team will begin verifying your insurance benefits and, if necessary, initiate the prior authorization process on your behalf.

Because every patient’s history is unique, we encourage you to bring a list of previous medications, dosages if available, and any information about prior depression treatment. Having this information readily available helps streamline both the clinical evaluation and insurance approval process.

Why Patients Choose Anew Therapy

Navigating treatment resistant depression can feel isolating, but you don’t have to do it alone.

At Anew Therapy, we combine evidence-based psychiatric care with personalized support throughout every stage of treatment. Our team understands the complexities of Spravato insurance approvals and works closely with patients to remove as many barriers to care as possible.

From your initial consultation through insurance verification, prior authorization, treatment planning, and ongoing follow-up, we’re committed to making the experience as smooth and supportive as possible.

Our goal isn’t simply to help patients access treatment it’s to help them feel informed, supported, and confident throughout their mental health journey.

Take the Next Step

Depression can make it difficult to imagine feeling better, but innovative treatment options continue to expand for people who haven’t found relief with traditional medications.

If you’re covered by University of Utah Health Plans and want to learn more about Spravato (esketamine), Anew Therapy is here to help. Our team will evaluate whether you’re a candidate for treatment, verify your insurance benefits, manage the prior authorization process all the way through, and answer any questions you have along the way.

Many patients are surprised to learn that their HMHI Spravato coverage includes this innovative treatment when medical necessity requirements are met. The first step is simply scheduling a consultation so we can review your history, explain your options, and determine whether Spravato is right for you.

You don’t have to navigate treatment-resistant depression or the insurance process on your own. Contact Anew Therapy at 801-980-2690 today to learn more about your University of Utah Health Plans esketamine coverage and begin your path toward personalized, evidence-based care.

Let's chat

Book a free call with one of our Care Coordinators to discuss our services, scheduling, insurance coverage, or any other questions you may have.

Want to connect with us faster? Give us a call.